PayPal Credit is a PayPal service that gives customers access to No Payments and No Interest if paid in full in 6 months on purchases of $99 or more.
Think of it as a secure, instant and reusable credit line you can use at checkout when you pay with your PayPal account and choose PayPal Credit, as long as you have a qualifying PayPal payment product.
If you haven't already, you can apply during checkout by simply entering your birth date and the last 4 digits of their Social Security number, then accepting the terms. They'll get an approval decision in seconds. PayPal Credit is subject to credit approval and offered by Comenity Capital Bank.